![]() Once this entity has been identified, make note of the mailing address, physical address, registered agent address, corporate address, and any other address listed for this entity. To determine who this is, check your bank records and identify the business entity that received your monthly car payments. Your vehicle title lienholder is the lender of your auto loan. Step 4: Obtain the signed lien release letter and apply for a clear title How to locate a lienholder Step 3: Mail your lien release request letter through certified mail Step 2: Compile your lien release request letter and non-interest letter However, the lien release process typically consists of the following four steps: The process of filing for a vehicle lien release will vary depending on your state, your situation, and your lender. A lien on a vehicle title is a cloud on the title that places a hold on ownership once it’s paid off, you can get a title for your car or you can sell it or trade it in. Your lender, also known as your lienholder, will remain printed on the front of your vehicle title until the loan is paid off. When a lender loans a borrower (you) money to purchase a vehicle, they want to make sure that they are paid back plus interest. A lien is a claim on the property for the security of payment. Your lender, who has loaned you money to purchase a vehicle, places a lien on your title until the loan is paid off in its entirety. A person is typically eligible for a vehicle lien release when the loan on the vehicle has been paid back to the lender. This document removes any restrictions on what you can do with your car. Following the steps outlined here will help make sure you have all the necessary documents and fees ready for your DMV visit.A vehicle lien release is a document that officially declares that the lien on your vehicle title has been removed and you will be free to take action with your vehicle. We hope this guide helped you understand the process of getting a replacement title in Kentucky. You can also use this time to complete items like transferring a title! We recommend trying to fit as much as you can in during your trip to make your time at the DMV easy and frustration-free. Need to update some information on your KY vehicle title? You can do so when submitting the application, given you provide documents stating the change to your information (ex., Court order). Making Corrections or Updating Your Information You may request expedited service for an extra $25 fee (picked up at the office or mailed to you). You’ll receive the replacement / duplicate title by mail in about a week. Your Kentucky title replacement request is processed on location. If applicable: $2 notary fee (done at the clerk’s office).Replacing a title in-person requires you to: These documents also prove handy if you’re making corrections. While these items aren’t entirely necessary, you may want to have them on-hand in case you need to process other items at the DMV. Any lien details and power of attorney (if applicable).Vehicle’s registration proof of ownership.You will show your driver’s license or ID, then submit a $6 fee for the duplicate title service. You will also include the VIN, an odometer disclosure, and personal information (Name, SSN, address) when submitting the information. Note: You’re required to have the form notarized and mark the form stating you’re requesting a duplicate title (along with the reason for this request). You’ll need to file the Application for Kentucky Certificate of Title or Registration ( TC 96-182). You can replace your title in-person at a local Kentucky County Clerk’s location. How to Replace or Get a Duplicate Kentucky Title? You can get a duplicate title a few ways in Kentucky, and this article will share the options you have. Kentucky requires replacing a car title if lost, damaged, or stolen. ![]() Making Corrections or Updating Your InformationĮither way, you’ll want to get the title in order if you ever plan to transfer ownership and complete many transactions when at the DMV.How to Replace or Get a Duplicate Kentucky Title?.
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